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Plans & Services
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Life Insurance
Life insurance is one of the most important elements of a person's financial life. With it, you can ensure that, should you are no longer around to support your family, they can still be supported through their time of loss and recovery.
Term Life Insurance
Affordable, Flexible Protection for a Specified Period
Term life insurance provides coverage for a specific period, typically 10-40 years. It is the more affordable option to ensure that your loved ones are financially protected in the event of your untimely death. Our term life insurance policies offer:
Low Premiums: Affordable rates to fit your budget.
Flexible Terms: Choose a term length that suits your needs.
Guaranteed Payout: Your beneficiaries receive a tax-free death benefit if you pass away during the policy term.
Whole Life Insurance
Lifetime Coverage with Cash Value Accumulation
Unlike term life, whole life insurance provides lifelong protection with the added benefit of cash value accumulation. This policy ensures that your loved ones are cared for, no matter what life brings. Our whole life insurance policies offer:
Lifetime Coverage: Protection that lasts your entire life.
Cash Value Growth: Accumulate savings over time that can be accessed for emergencies or other financial needs.
Stable Premiums: Fixed premiums that won't increase over time.
Health Insurance
Protection from Burdensome Medical Bills
Medical problems usually come suddenly, and the majority of people don't have a small fortune sitting around just in case they end up in the hospital. Health insurance provides financial protection for medical expenses incurred from illness or injury. It ensures access to necessary healthcare services without the weight of high out-of-pocket costs. Our health insurance policies offer:
Extensive Coverage: Includes doctor visits, hospital stays, prescription drugs, preventive care, and more.
Affordable Premiums: Competitive rates to fit your budget and keep you covered.
Network of Providers: Access to a wide range of healthcare professionals and facilities.
Wellness Programs: Incentives and resources to help you maintain a healthy lifestyle.
Extensive Coverage: Includes doctor visits, hospital stays, prescription drugs, preventive care, and more.
Affordable Premiums: Competitive rates to fit your budget and keep you covered.
Network of Providers: Access to a wide range of healthcare professionals and facilities.
Wellness Programs: Incentives and resources to help you maintain a healthy lifestyle.
Annuities
Guaranteed Income for a Secure Retirement
Annuities provide a reliable income stream during retirement, allowing you to enjoy your golden years without financial worries. Our annuity options include:
Fixed Annuities: Guaranteed payments for a specified period or for life.
Variable Annuities: Payments that vary based on the performance of investments.
Immediate Annuities: Start receiving payments shortly after your initial investment.
Deferred Annuities: Accumulate funds over time and receive payments at a later date.
Wealth Management
Personalized Strategies for Financial Growth
Our wealth management services are designed to help you achieve your financial goals through personalized investment strategies and expert advice. We offer:
Investment Planning: Tailored investment portfolios to grow your wealth.
Retirement Planning: Strategies to ensure a comfortable retirement.
Estate Planning: Protect your legacy and ensure your assets are distributed according to your wishes.
Tax Planning: Optimize your tax strategy to maximize savings.
Additional Services
In addition to our core services, we also offer:
Disability Insurance: Ensure income protection in case of illness or injury.
Optional Terminal Illness Rider: Receive a portion of your death benefit if diagnosed with a terminal illness, providing financial support when you need it most.
Long-Term Care Insurance: Coverage for long-term care services.
Educational Planning: Save for your children's education with our tailored plans.
At Lifelong Planners, we are dedicated to helping you build a secure financial future. Contact us now to begin your journey to financial peace of mind.
Why do I need Insurance
and/or Wealth management?
In life we do what we can, but it's always better to have that security that your family will always be taken care of. With a good life insurance policy from Lifelong Planners, you won't need to worry if you'll be covered should the unthinkable happen. A policy from us will provide the time needed to rebuild.
Our wealth management services go beyond just safeguarding your family's future. With personalized investment strategies and retirement planning, Lifelong Planners ensures that your financial goals are aligned with your life's aspirations, supporting you through your life and leaving a legacy for the ones who follow. We understand that each individual's journey is unique, and our dedicated advisors are here to guide you every step of the way, creating a longstanding framework of financial stability and growth.